DragonPower Life Insurance Plan
Rest assured with the agility to position yourself in a changing world

DragonPower Life Insurance Plan (“the Plan”) is a life insurance plan and is not equivalent or similar to any kind of bank deposit. It is underwritten by Hang Seng Insurance Company Limited (“Hang Seng Insurance”). The policyholder is subject to the credit risk of Hang Seng Insurance and early surrender loss. This product information does not contain the full terms of the policy and the full terms can be found in the relevant policy document.
DragonPower Life Insurance Plan not only provides you with whole-life protection, but also helps you to plan ahead for legacy on wealth while equipping you with agility to react to market volatility. It keeps you rest assured to plan your future flexibly.
Plan Highlights & Details
  • Projected breakeven period as short as 2 years1
  • Projected total rate of return reaches 5% on the 20th policy year2
  • Change of Life Insured3 is allowed up to 3 times to fulfill the need of legacy planning which can ensure the stable financial support in the future
  • Policy Value Management Option4: While the Policy is in-force and after the 10th Policy Year, the Policyholder has the right to exercise the Policy Value Management Option4 to manage the accumulated wealth with autonomy
  • Free Supplementary Benefits: Accidental Death Benefit & Mental Incapacity Benefit
  • Guaranteed acceptance5 without any requirement for medical examination

Please refer to the  Product Brochure for detailed terms and conditions, risks and exclusions.

Customers can be entitled premium discount for the first year upon successful application for DragonPower Life Insurance Plan during the promotion period. Terms and Conditions apply. For the Terms and Conditions relating to the first-year premium discount, please click here.

To find out more, please contact our branch staff or call 2198 78382198 7838